CTS Full Form: What Is CTS

November 12, 2021
CTC Full Form

CTS Full Form: Cheque Truncation System This article will cover not one, but two such full forms. Cheque Truncation System is one comprehensive form, and Clear to Send is another.

You’ll learn about their roles and why they’re important in our everyday lives. Both are equally vital, therefore you can’t say one is more significant than the other.

What is the CTS full form and use

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The Reserve Bank of India introduced this approach to help banks process checks faster and more accurately. As a result, the cheques are not physically transferred from one bank to another.

The technology works with an image of the check that is sent to the other bank through the internet. The drawer bank sends the drawee bank an electronic image of the check together with a MICR number.

A Look Back at Its Past

  • The Reserve Bank of India established the CTS in New Delhi in 2008.
  • September 2011: CTS was launched in Chennai.
  • August 2013: The Reserve Bank of India mandated that banks only accept CTS-2010 cheques.

The Advantages of Using CTS

  • Check transactions are completed faster, which saves time and money.
  • Less probability of transactional errors
  • Cheques are cleared more quickly than in the past.
  • There have been no instances of checks being misplaced.
  • Transactions between states are now possible.
  • There are fewer chances of check fraud.
  • It has relieved the banks of a significant amount of weight.

The advantages of using the CTS make it a fantastic invention. Bankers have faith in it as a result, and rely on it more than personally transferring cheques.

Ready to Send

In the RS-232 standard, Clear To Send is referred to as a flow control signal. Its principal function is to signal that a line or device is transmitting data correctly.

The message is transmitted in response to a flow control signal known as RTS (Request To Send).

The RTS signal is sent by the sending device, and the CTS signal is sent by the receiving device.

When the receiver is ready to receive the signal, the signal is sent, and the data is transferred by the sender. CTS and RTS assist the receiver and transmitter in ensuring correct data transmission.

CTS Advantages

  • Reduces the number of frame collisions
  • Data and signal transmission are less likely to be disrupted.
  • Prompt and effective action


You won’t have any trouble understanding CTS now that you’ve learned the two definitions. If you have any questions, please consult the following FAQs, which will be of great assistance. If that isn’t enough, you may always turn to the internet to discover answers to all of your questions.

FAQ (Frequently Asked Questions)

1. Are the Cheque Truncation System’s Advantages Real?

Yes, it is correct. The Cheque Truncation System has a lot of advantages. This system is used by all banks to ensure a faultless and error-free transaction. It also ensures that the check is properly scanned before being sent.

2. Is It Really Beneficial to Use the Cheque Truncation System?

Yes, it is correct. It is quite beneficial to those who work in banks. Due to their hurried schedule, mistakes were made in which cheques were not correctly credited or debited. As a result of this electronic approach, errors have decreased dramatically.

3. What exactly is RTS?

Ans: If you know what Clear To Send (the full version of cts) is, you’ll understand what RTS is. Request To Send is the full form of RTS. It’s a signal that’s utilised to send data across a line or device.

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