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How To Claimed Unclaimed Funds? [ A Complete Guide ]



How to Claimed Unclaimed Funds: Wait until you start browsing through databases for lost or unclaimed money in Florida to see how much fun it is to locate money under couch cushions or a random coin in a parking lot.

It’s likely that you’ll find it more enjoyable – and potentially more profitable.

Claimed Your Unclaimed Money

unclaimed money in florida

Banks, insurance firms, and the United States Treasury, among other entities, have webpages dedicated to assisting customers in locating money owing to them that never made it to their bank accounts for whatever reason.

Let’s say you cancelled an old bank account and didn’t get paid from a previous company. Alternatively, you may have changed employment and forgotten about a previous retirement or pension plan.


Perhaps you relocated and failed to update your address, resulting in a payment or tax refund that was sent to the wrong address.

If you owe money to someone else, it could be waiting for you in a database.

Previously Existing Pension and Retirement Plans

Check out, a website managed by the Pension Benefit Guaranty Corporation, a US government organization, to find an unclaimed pension from a previous employer.

PenChecks Trust, which provides retirement plan disbursements, also maintains an unclaimed retirement benefits registration database, which both employers and employees can use to track for unclaimed retirement funds.


Policies for Life Insurance

The US Department of Veterans Affairs manages if you’re looking for an unclaimed life insurance policy benefit.

You could also use the National Association of Insurance Commissioners’ website, If you’re wondering if there’s a life insurance policy out there with money owed to you, this database is likely to have it.

Returns on Federal Taxes

If you believe the Internal Revenue Service owes you a refund, go to the IRS’s Where’s My Refund site.

In fact, you may want to hurry because the IRS has a three-year deadline for claiming a return before the money goes to the Treasury.


Also, if you’ve just moved, double-check that you didn’t provide Uncle Sam the wrong address when filing your taxes to avoid having to chase down an undeliverable cheque.

Taxation departments in each state

Most states have their own websites where you may seek for unclaimed money, such as state tax refunds, though you may also uncover other forms of money owing, such as cash in bank accounts that have been abandoned.

You can find your state’s unclaimed money webpage by searching for “unclaimed money” or “unclaimed cash” on a search engine like Google.

Accounts in a Bank

Check out or, which are both run by the National Association of Unclaimed Property Administrators, if you feel you have unclaimed money from a bank account that was closed years ago.


If you used to be a member of a credit union, you may be able to locate an unclaimed deposit at, a site run by the National Credit Union Administration.

Steve Wiegenstein, a Columbia, Missouri-based author, recommends going to, a site where he had some success.

“I discovered $178 owed to me by the state of Illinois as an unclaimed escrow refund from the sale of a house nearly ten years ago,” he adds.

He goes on to say that he then told his daughter about “She discovered a utility return from Iowa from her college years,” he says.


Back Wages that have not been paid

Perhaps you worked somewhere years ago and left without receiving a last paycheck because you were in a rush.

If you believe you are owed unpaid back pay, go to, a website managed by the Department of Labor’s Wage and Hour Division.

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