United States
How To Claimed Unclaimed Funds? [ A Complete Guide ]

How to Claimed Unclaimed Funds: Wait until you start browsing through databases for lost or unclaimed money in Florida to see how much fun it is to locate money under couch cushions or a random coin in a parking lot.
It’s likely that you’ll find it more enjoyable – and potentially more profitable.
Claimed Your Unclaimed Money
Banks, insurance firms, and the United States Treasury, among other entities, have webpages dedicated to assisting customers in locating money owing to them that never made it to their bank accounts for whatever reason.
Let’s say you cancelled an old bank account and didn’t get paid from a previous company. Alternatively, you may have changed employment and forgotten about a previous retirement or pension plan.
Perhaps you relocated and failed to update your address, resulting in a payment or tax refund that was sent to the wrong address.
If you owe money to someone else, it could be waiting for you in a database.
Previously Existing Pension and Retirement Plans
Check out Pbgc.gov/search-unclaimed-pensions, a website managed by the Pension Benefit Guaranty Corporation, a US government organization, to find an unclaimed pension from a previous employer.
PenChecks Trust, which provides retirement plan disbursements, also maintains an unclaimed retirement benefits registration database, which both employers and employees can use to track for unclaimed retirement funds.
Policies for Life Insurance
The US Department of Veterans Affairs manages https://insurance.va.gov/UnclaimedFunds if you’re looking for an unclaimed life insurance policy benefit.
You could also use the National Association of Insurance Commissioners’ website, https://eapps.naic.org/life-policy-locator. If you’re wondering if there’s a life insurance policy out there with money owed to you, this database is likely to have it.
Returns on Federal Taxes
If you believe the Internal Revenue Service owes you a refund, go to the IRS’s Where’s My Refund site.
In fact, you may want to hurry because the IRS has a three-year deadline for claiming a return before the money goes to the Treasury.
Also, if you’ve just moved, double-check that you didn’t provide Uncle Sam the wrong address when filing your taxes to avoid having to chase down an undeliverable cheque.
Taxation departments in each state
Most states have their own websites where you may seek for unclaimed money, such as state tax refunds, though you may also uncover other forms of money owing, such as cash in bank accounts that have been abandoned.
You can find your state’s unclaimed money webpage by searching for “unclaimed money” or “unclaimed cash” on a search engine like Google.
Accounts in a Bank
Check out MissingMoney.com or Unclaimed.org, which are both run by the National Association of Unclaimed Property Administrators, if you feel you have unclaimed money from a bank account that was closed years ago.
If you used to be a member of a credit union, you may be able to locate an unclaimed deposit at www.ncua.gov/support-services/unclaimed-deposits, a site run by the National Credit Union Administration.
Steve Wiegenstein, a Columbia, Missouri-based author, recommends going to MissingMoney.com, a site where he had some success.
“I discovered $178 owed to me by the state of Illinois as an unclaimed escrow refund from the sale of a house nearly ten years ago,” he adds.
He goes on to say that he then told his daughter about MissingMoney.com. “She discovered a utility return from Iowa from her college years,” he says.
Back Wages that have not been paid
Perhaps you worked somewhere years ago and left without receiving a last paycheck because you were in a rush.
If you believe you are owed unpaid back pay, go to http://webapps.dol.gov/wow, a website managed by the Department of Labor’s Wage and Hour Division.
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Sports
Inter vs Juventus 1 Milan 0: Initial Reaction and Random Observations

Inter vs Juventus is the most trending topic today Ever since he entered the lobby at Continassa, Filip Kostic has done one thing consistently: cross the ball. And then cross it again. And again. And again.
Kostic, of all Juventus’ attacking players, averages one of the fewest shots per game. His priority appears to be setting his teammates up rather than shooting himself in the foot.
On Sunday, however, it was his shooting that proved most valuable.
Kostic’s 23rd-minute strike had potential VAR controversy attached stood tall as Juventus held off Inter’s second-half comeback attempt with one of their most impressive defensive displays of the season.
No matter what Inter threw Juve’s way, their defense proved up to the task and then some. That was always going to be true once Kostic found the back of the net, and Juve played as well as anyone could have hoped they would after that goal.
Would achieve another goal have been beneficial to your blood pressure?
On a night when Juventus hunkered down and allowed Inter to enjoy 69 percent of the ball, it was clear that Inter should have won by more than just 1-0.
Even with the possible points penalty that could be taken away within a few weeks, Juventus remains seven points off fourth place – not a European spot but just off it! That puts them in FOURTH PLACE right now.
(If the points penalty is reversed, Juve would be in second place behind soon-to-be Scudetto winners Napoli. That is different than our initial assessment when the penalty was first given. And yet…)
Juventus had a plan of trying to score an early goal and then execute defensively as well as they could. Given how well they counterattacked Inter, the final score could have been significantly different; but consider this: Juventus were going out with the intention of trying for an early goal and ultimately succeeding.
- Inter had two and a half times more total shots than Juventus
- Inter and Juventus had exactly the same number of shots on goal in both matches
Inter had three shots on target and Wojciech Szczesny made two excellent saves – however for much of this game he either watched a shot go high and/or wide or for another cross to be cleared by his own hands.
Inter had plenty of possession, but their attempts at breaking down Juventus weren’t particularly successful. This was one of Juventus’ strongest defensive displays for a reason – especially after some nerve-wracking moments in recent Serie A matches against Torino and Sampdoria.
Juventus headed into the international break feeling confident and accomplished a huge week with another victory against their arch-rivals. You couldn’t have drawn it up any better when it came to playing two final games before the first break of 2023.
Juventus are well aware of what awaits them in April, and this is certainly a positive development to witness.
Random Thoughts and Observations
- Think Sole Szn Before Playing No. 1!
- Pregame Thought No. 2: Juventus’ starting lineup against Inter averages 26.8 years old.
- Post-Game Thought No. 1: It would be wonderful if Federico Chiesa’s knee could stop all these minor injuries so we can finally see someone who has endured enough over the last 15 months.
- At the start of the second half, Inter had attempted more passes than Juventus had attempted – yet who had the lead? You guessed it right – the team with fewer attempts.
- Leandro Paredes received a red card for his involvement in post-game activities after the final whistle. A dear friend of mine texted me after the game that this was “Leandro’s most memorable Juventus stint contribution.” I can only agree with that assessment!
- Noteworthy from that postgame stuff: Nicolo Fagioli wanted all that smoke! Our boy doesn’t care who it is or what the context is; he’s going to fight for this shirt and I adore him so much for it.
- Another word on Fagioli: In his two Derby d’Italia appearances, he’s delivered. He scored the game-winner against Inter and then played superbly against Napoli at home on Sunday night – what an incredible player!
- One last Fagioli observation: This performance should have been shown to Roberto Mancini with the caption, “Under-21 again? REALLY?” and then left there for him to watch over and over.
- Hasn’t Federico Gatti earned himself some more playing time with his two performances over the last four days? Wow! He truly has amazed me, hasn’t he? Celebrating a late-game clearance like some of our old teammates used to during Juve’s decade-long Serie A dominance makes my heart go pitter-patter and makes me feel all warm inside.
- Bremer had about 540 clearances in the air. That may be a few too many, but I feel confident that it was within this range.
- What number of different Inter strikers would you find in Bremer’s pockets?
- Sign Adrien Rabiot to multi-year contract extensions for the rest of his career and ensure his success. Do it.
- Manuel Locatelli was an unstoppable force defensively. What a performance!
- Juventus’ midfield, as a unit, was outstanding. The Fagioli-Locatelli-Rabiot trio has clicked perfectly together and now that they’ve had some time together, they seem to have found an efficient rhythm. That is exactly how a functional midfield should look — which is ironic considering two of Juventus’ highest-paid midfielders have contributed next to nothing this season!
- On Thursday night, Matias Soule was much like Giorgio Gatti in that he was the biggest surprise starter. While not as impressive as some of his recent appearances off the bench, you cannot deny that at 19 years old he seemed relatively unphased by starting in what could potentially be his biggest game yet for Juventus.
- No matter how often Dusan Vlahovic gets limited touches, Romelu Lukaku ended the night with 23 touches – that’s right: 23 touches! That’s right: twenty-three!
- After this game, I can only speculate as to how these players feel physically. Look at Mattia De Sciglio as he left after taking a late sub – he looked absolutely spent and had nothing left in the tank. It’s impossible to know exactly how these players actually feel inside after such intense competition, but one thing’s for certain: none of them appear physically fatigued.
- Salutations to Sergio, who witnessed his team Checo get the win in Jeddah and then Juventus upset Inter. What an incredible sports Sunday for one of BWRAO’s favorite people!
- God, I adore it when Juventus beat Inter. It’s just so satisfying. Have a wonderful evening everyone; I know I will. Enjoy your night – I know I will!
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News
UBS Will Significantly Reduce Their Holdings Of Credit Suisse Over The Course Of The Coming Weeks

Even before Credit Suisse Group AG’s government-brokered takeover, the Swiss lender had begun cutting 9,000 jobs to save itself According to people familiar with the negotiations, rival UBS Group AG has agreed to acquire the troubled bank. One person estimates that the final cost could be multiples of that figure.
This merger creates significant overlaps. At the end of last year, both lenders employed almost 125,000 staff members worldwide – approximately 30% in Switzerland.
UBS Chairman Colm Kelleher cautioned against estimating a job-cut number, but the bank indicated it will be significant. UBS announced in a statement Sunday that they plan to reduce the combined company’s annual cost base by more than $8 billion by 2027 – nearly half of Credit Suisse’s expenses last year.
Also Read: The Top 5 Reasons Your Credit Card Was Declined
Kelleher said UBS was determined to keep Credit Suisse’s profitable Swiss unit, despite concerns about concentration in the domestic market from this deal. He further clarified that they are enthusiastic about Credit Suisse’s wealth management business but less so about its investment bank; as a result, any hopes for a CS First Boston spinoff likely came to an end.
At Sunday’s press conference, Kelleher declared with precision: UBS intends to reduce Credit Suisse’s investment banking business and align it with our conservative risk culture.
Also Read: In The Event Of An Emergency, How Can Someone With Poor Credit Get A Loan To Cover The Costs?
The UBS chairman acknowledged the uncertain times ahead for Credit Suisse staff and promised his firm would do its best to minimize any disruption as much as possible.
Kelleher and UBS Chief Executive Officer Ralph Hamers will remain in their roles in the combined entity. A representative from FINMA, Switzerland’s regulator, confirmed at a press conference that Credit Suisse’s management will stay until after the deal closes; then their future becomes up to UBS to decide.
In Asia, where both firms are among the largest wealth managers, the deal carries with it the potential risk that clients who currently have money with both may shift part of it to a competitor in an effort to diversify away from one firm’s exposure.
On Tuesday, Credit Suisse Chief Executive Officer Ulrich Koerner disclosed that his firm had already reduced employee numbers by approximately 8%.
This story has been reproduced from a wire agency feed without any changes made to the text. Only the headline has been altered
Business and Finance
Motilal Oswal Financial Services: Buy Tech Mahindra Targeted Price RS 1180 Lets Explain In Details

Motilal Oswal Financial Services has issued a buy call on Tech Mahindra with an objective price target of Rs 1180. At present, the stock’s market value stands at Rs 1106.95. Motilal Oswal Financial Services advises investors to maintain their stop loss at Rs 1100.
Tech Mahindra, established in 1986, is a large-cap company (with a market cap of Rs 107651.26 Crore) operating within the IT Software sector.
Tech Mahindra’s key products/revenue segments for the year ending 31 March 2022 include Software Services.
Motilal Oswal Reports
Financials
For the quarter ended 31-12-2022, the company reported a Consolidated Total Income of Rs 13981.70 Crore, up 4.19 % from last quarter’s Total Income of Rs 13419.65 Crore and 19.77% higher than last year’s same quarter Total Income of Rs 11673.90 Crore. Net profit after tax for this latest quarter came to Rs 1294.30 Crore.
The company’s top management consists of Mr. Anand G Mahindra, Ms. Shikha Sharma, Mr. Haigreve Khaitan, Dr.Mukti Khaire, Mrs.M Rajyalakshmi Rao, Penelope Fowler, Manoj Bhat, Dr.Anish Shah, C P Gurnani and T N Manoharan; B S R & Co LLP is its auditors; as of 31-12-2022 the company had 97 Crore shares outstanding.
Investment Rationale
The stock has reversed its lower highs on both daily and weekly time frames, suggesting it may have broken out of consolidation mode on a monthly basis.
Promoters/FII Holdings
On 31 December 2022, promoters owned 35.19 percent of the company; FIIs held 27.95 percent and DIIs 23.54 percent stake respectively.
(Disclaimer: Any recommendations given in this section or reports attached herein have been authored by an external party and do not represent the views of Economic Times (ET). ET does not guarantee, endorse, or support any of their contents and expressly disclaims all warranties, express or implied, related thereto. We advise you to consult your financial adviser for independent advice before making any decisions.
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